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How to use

What is GiniMachine?

GiniMachine is a no-code AI-based platform that can be used for scoring, predictions, and decision-making. The system uses historical data to build high-accuracy predictive models at an ultra speed. It is ready to use and has an intuitive interface with explanations. GiniMachine brings the power of AI/ML to serve your business and, at the same time, it requires no data scientists or machine learning engineers on board to operate it.

What type of problems it solves:

Reduces risks and non-performing loans (NPLs) Helps to minimize revenue miss Reveals hidden dependencies between scoring variables Helps to optimize the structure of application fields Predicts customer churn Boosts cross-selling and up-selling Speeds up long decision-making processes Optimizes the credit committee workload Deals with collection scoring

How to prepare data?

Upload historical data that contains the columns (attributes, parameters) and rows (records) in the .xls/.csv file format or paste the URL. The rows can contain any data format (text, numbers, dates, etc.). No personal data is required. The system can automatically identify this data and ignore it. Each record needs a clear status (outcome): 1/0, good/bad, repaid/overdue.

What is the cutoff value?

The scoring numbers can be easily transformed to yes or no with the help of the cutoff value. For example, 0.9+ means yes and vice versa. By playing with the cutoff value, GiniMachine users can completely change the confusion matrix searching for the most profitable compromises between the possible mistakes of both types.

What is GiniMachine? GiniMachine is a no-code AI-based platform that can be used for scoring, predictions, and decision-making. The system uses historical data to build high-accuracy predictive models at an ultra speed. It is ready to use and has an intuitive interface with explanations. GiniMachine brings the power of AI/ML to serve your business and, at the same time, it requires no data scientists or machine learning engineers on board to operate it.